Helping Aussies skip to home ownership.
Skip to the owning bit with as little as 2% deposit. Skip by LMG helps you get in the market without waiting years to save 20%.
2% Deposit Loans
Who is Skip by LMG for?
Upgraders
Unlock more purchasing power and buy the home you really want, sooner.
First Home Buyers
Get into the property market sooner without spending years saving a larger deposit.
Divorcees & Re-builders
Take the next step after a major life change with a low-deposit pathway back into home ownership.
Visa Holders Welcome
Specialist lending solutions designed for eligible visa holders and their partners.
Our loans
Low fees. Low rates. No LMI.
New Purchase
Owner-Occupier | Investor | Variable
✔ Low Deposit (85%–98% LVR)
✔ Lower Upfront Fees – No LMI
✔ No Equity Sharing or Guarantors
✔ Unlimited Free Pre-Payments
✔ No Application, Ongoing or Annual Fees
✔ Fast Approvals
Refinance
Owner-Occupier | Investor | Variable
✔ Cash Out – Up to 98% LVR
✔ Debt Consolidation Available
✔ Free Redraw Available
✔ Unlimited Free Pre-Payments
✔ No Application, Ongoing or Annual Fees
✔ Fast Approvals
Talk to your broker to get started.
Don’t have a broker? Find one here.
How it works
Launch your loan in 3 easy steps.
Talk with your broker
They’ll do the heavy lifting.
We do the hard work for you
Your broker will then do all the hard work for you throughout the application process.
Approvals and setup
Simple settlement. Sharp pricing.
100% Australian owned
Why wait when you can skip?
Together, Skip and LMG deliver powerful, solutions-led lending for customers with strong income but without a 20% deposit.
Skip by LMG is part of LMG Lending’s curated portfolio of lenders - chosen for specialist depth, broker-first tech, and a shared belief in what broker-focused lending should look like.
Skip provides market-leading home loan solutions for low deposit borrowers, coupled with the power and support of the LMG Lending network of brokers. Skip and LMG are committed to helping more Aussies skip to the owning bit.
When you choose a Skip by LMG solution, you’re backed by the strongest voice in the broker business; unmatched three-tier support; and market-leading policy in the 2% deposit niche.
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Credit Assistance for Skip by LMG products is provided by LMG Aggregation Lenders Pty Ltd ACN 646 269 838 (Credit Representative Number 528750) as appointed credit representative of eMOCA Pty Ltd ACN 646 269 838 (Australian Credit Licence 390312), and PLAN Aggregation Lenders Pty Ltd ACN 646 269 810 (Credit Representative Number 528891), Choice Aggregation Lenders Pty Ltd ACN 646 269 641 (Credit Representative Number 528892) and FAST Aggregation Lenders Pty Ltd ACN 646 269 669 (Credit Representative Number 528893) as appointed credit representatives of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237). Credit for Skip by LMG residential loans are provided by Skip Loans Pty Ltd ACN 106 968 370 Australian Credit License 443249. The Skip by LMG information in this document was prepared and issued by Skip Loans Pty Ltd in consultation with LMG.