It’s a partnership between Bluestone Home Loans, one of Australia’s most experienced specialist lenders, and LMG, home to one of the country’s largest broker networks. Together, we offer flexible loans through brokers who take the time to understand your story.

Absolutely, helping self-employed Australians is our specialty. Whether you’re a sole trader, contractor or run your own company, there are flexible ways to show your income, even if you haven’t been in business for long.

Yes, and you’re in good company. Traditional lenders often work to a rigid checklist, and plenty of great borrowers simply don’t fit it. We look at your whole picture and assess every application on its own merits, so a ‘no’ elsewhere is often just the start of a new conversation elsewhere.

Life happens, and a past default, debt or even bankruptcy doesn’t have to hold you back. We’ll look at where you are now and where you’re headed, not just what’s behind you.

It depends on your situation, and that’s the good news. If standard payslips or tax returns don’t tell your full story, then we can consider alternatives, like business bank statements or a letter from your accountant. Your broker will guide you through what could work for your situation.

Yes, and that’s a great thing. Bluestone for LMG loans are offered through LMG’s broker network, so you’ll always have an expert in your corner, at no cost to you. 

Because real people review your application, you’ll get a clear answer you can rely on, so you don’t miss out on the property you’ve got your eye on. Depending on your situation, we work with brokers to get answers back within a week.

In many cases, yes. Depending on your loan, you may be able to consolidate debts (including tax debts) into one simple repayment, giving you room to breathe and a clearer path forward. Chat to your broker about what’s possible for your situation.