God-level lending.
Why choose Zeus?
⚡ Sharp pricing.
Consistently competitive.
⚡ Speed & certainty
From lightning-fast refinance to fully backed home and construction loans.
⚡ Powerful features
Offsets, redraw, cash out, loan splits, VISA debit card, Zeus app.
⚡ Smart policy
PAYG, self-employed, companies & trusts, expats, temporary visa holders.
⚡ Broker-backed
4,500 brokers, Australia-wide, ready to strike.
PAYG borrowers
Steady income. Smart structures. For savvy borrowers who want sharp rates, flexibility and to smash their loan sooner.
Self employed
When income isn’t simple. Smart policies for business owners, contractors and non-standard income,
Buying, building or renovating
Big plans? From first homes to construction projects, we’re ready.
Borrowers who need flexibility
Not one-size-fits-all. Flexible options for different property types and lending scenarios.
Three ways to strike.
Zeus Bolt
Lightning-fast refinancing.
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✔ 10 offset accounts
✔ Unlimited redraw
✔ Split loans (fixed & variable)
✔ Up to 10 years interest-only (5+5)
✔ Cash out available (LVR dependent)
✔ Visa debit card
✔ Self-employed & visa friendly
✔ Great for small apartments (30m²+)
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Refinance
Loan purpose: Owner or Investor
Rate type: Variable or Fixed
Loan size: Refi up to $3.5M, Rapid refi up to $1.5M
LVR: up to 80%
Loan type: Principal & Interest
Loan term: up to 30 years, IO up to 5 years
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$0 application fee
$0 valuation fee
$250 annual fee
$275 legal fee
$300 settlement fee (Rapid refi only, optional)
$495 Fixed rate lock fee (optional)
$595 Discharge fee
Need it faster?
Ask us about Rapid Refi
Zeus Own
Fiercely sharp home loans.
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✔ 10 offset accounts
✔ Unlimited redraw
✔ Split loans (fixed & variable)
✔ Up to 10 years interest-only (5+5)
✔ Cash out available (LVR dependent)
✔ Visa debit card
✔ Self-employed
✔ Great for small apartments (30m²+)
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Purchase or refinance
Loan purpose: Owner occupied & investment
Loan size: Up to $3.5M
LVR: Up to 95% LVR
Rate type: Variable & fixed
Loan term: Up to 30 years
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$0 application fee
$0 valuation fee (waived for all residential application received up to and including 30 June 2026)
$349 annual fee charged p/loan (not a package fee)
$275 legal fees apply
$495 Fixed rate lock fee (optional)
$595 discharge fee
Lender protection fee applies over 80% LVR
Zeus Build
Build bold. Borrow smart.
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✔ Construction progress payments
✔ Interest-only during build
✔ 10 offset accounts
✔ Self-employed
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Construction loans
Loan purpose: Owner occupied & investment
Loan size: Up to $3.5M
LVR: up to 95%
Loan term: Up to 30 years
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$0 application fee
$0 valuation fee (waived for all residential application received up to and including 30 June 2026)
$349 annual fee charged p/loan (not a package fee)
$880 construction admin fee
$275 legal fees apply
$595 discharge fee
Construction risk fee applies over 80% LVR
The Zeus App
⚡Check your balance & transactions
⚡Make repayments instantly
⚡A Visa Debit that’s linked to your offset or loan account
⚡Change your repayment frequency
Download now | Apple | Android
How it works
Talk with your broker
They’ll do the heavy lifting.
Apply in a flash
Digital application, fast decisions.
Enjoy the power
Offsets, redraw, Visa debit card, Zeus app.
Switch without the storm
Simple settlement. Sharp pricing.
Who’s behind Zeus?
Powered by giants.
Behind every bolt of Zeus is serious strength. When we say Zeus has your back, we mean it. Speed when it matters. Certainty when it counts. The stability of Olympus. And the backing of 100% family-owned business with 4,500 brokers, who are always on your side. That’s Zeus.
Australia & New Zealand’s largest aggregator, 100% family-owned, backing 4,500+ brokers so Aussies and Kiwis can get a fair go with finance.
The official credit provider of Zeus, licensed under Columbus Capital Pty Ltd. The name on the paperwork, the engine behind the strikes.
One of Australia’s largest non-bank funders, with over $20B in assets under management and decades of securitisation leadership since 2006.
You don’t need another loan. You need certainty, speed and a fair go. That’s why I built Zeus: sharp rates, real credit appetite and powerful features that are actually useful.
— Zeus ⚡
Who's powering your Zeus Credit Assistance
Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited ACN 119 531 252 Australian Credit Licence 337 303.
1.The offset facility and extra repayments have a combined limit of $20,000 per year while the loan is fixed. If this limit is exceeded break costs will be applied to the loan. Refer to Fact Sheet: Break Cost to find out more.
2.Rates shown apply to new eligible owner-occupied and investment home loans only, up to 80% LVR inclusive of fees and charge, loan amounts up to $3,500,000, and a maximum of $1,500,000 for Rapid Refi). All applicants need to be permanent residents or Australian citizens and refinancing their existing owner-occupied and investment home loan. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decides to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Zeus home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
3.Comparison rates are based on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Zeus Privacy Policy view here.
Get a summary of the repayments, fees, and total cost of the home loan you are interested in, including associated costs and the comparison rate with the Key Fact Sheet Calculator here.
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 3rd October 2025 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances.