The god of lightning-fast lending.

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Why choose Zeus?

⚡ Sharp pricing.

Consistently competitive.

⚡ Lightning turnarounds

 Fast decisions in 48 - 72 hours.

⚡ Powerful features

 Offsets, redraw, cash out, loan splits, VISA debit card, Zeus app.

⚡ Smart policy

 PAYG, self-employed, companies & trusts, expats, temporary visa holders.

⚡ Broker-backed

 4,500 brokers, Australia-wide, ready to strike.

PAYG borrowers
For savvy borrowers who want to smash their loan sooner.

Self employed
Smart policies for when income isn’t simple.

Companies, Trust & Partnerships
Flexibility where structures get complex.

Aussies, visa holders & expats
From citizens to visa holders - everyone deserves a fair go.

Zeus Loans

A refinance home loan, fully loaded with features that actually make a difference - and lightning fast approvals.

Zeus Bolt is the first strike.

Need it done faster?

When faster matters, go Rapid. Eligible home loans from the majors and 70+ lenders can be refinanced in as little as 72 hours (once your docs are back).

Chat to your broker.

  • ✔ 10 offset facilities

    ✔ Unlimited free redraw

    ✔ Multiple loan splits, mix and match fixed and variable (up to 4 splits)

    ✔ Extra repayments + partial offset on fixed loans (up to $20K p.a.)

    ✔ Interest-only options (up to 5 years)

    ✔ Cash out up to 3% (capped at $50K)

    ✔ Salary crediting straight to your loan account

    ✔ Visa debit card linked to your home loan or offset facility

    ✔ Zeus app to manage everything in one place

  • Loan size (min - max) $50,000 up to $3,500,000
    (up to $1.5M with Rapid Refi)

    Rate Type Variable or Fixed

    Loan Purpose Owner-occupied & Investment

    Repayment Type
    Principal & Interest
    Interest Only up to 5 years (Investment)

    Repayment frequency
    Weekly, fortnightly, or monthly (P&I)
    Fortnightly = monthly ÷ 2
    Weekly = monthly ÷ 4

  • Application Fee $0

    Valuation Fee $0

    Annual Fee $250

    Legal Fee $275

    Settlement Fee $300 (Rapid Refi only)

    Fixed rate lock Fee $495

    Discharge Fee $595

The Zeus App

⚡Check your balance & transactions

⚡Make repayments instantly

⚡A Visa Debit that’s linked to your offset or loan account

⚡Change your repayment frequency

Download now | Apple | Android

How it works

Talk with your broker
They’ll do the heavy lifting.

Apply in a flash
Digital application, fast decisions. 

Enjoy the power
Offsets, redraw, Visa debit card, Zeus app.

Switch without the storm
Simple settlement. Sharp pricing.

Who’s behind Zeus?

Powered by giants.

Behind every bolt of Zeus is serious strength. When we say Zeus has your back, we mean it. The speed of lightning. The stability of Olympus. And the backing of 100% family-owned business with 4,500 brokers, who are always on your side. That’s Zeus.

Australia & New Zealand’s largest aggregator, 100% family-owned, backing 4,500+ brokers so Aussies and Kiwis can get a fair go with finance.

The official credit provider of Zeus, licensed under Columbus Capital Pty Ltd. The name on the paperwork, the engine behind the strikes.

One of Australia’s largest non-bank funders, with over $19B in home loans and decades of securitisation leadership since 2006.

You don’t need another loan. You need certainty, speed and a fair go. What’s why I built Zeus: sharp rates, fast turnarounds, and powerful features that are actually useful.

— Zeus, God of Lightning-Fast Loans

Who's powering your Zeus Credit Assistance

Credit provided by Origin Mortgage Management Services, a trading name of Columbus Capital Pty Limited ACN 119 531 252 Australian Credit Licence 337 303.
1.The offset facility and extra repayments have a combined limit of $20,000 per year while the loan is fixed. If this limit is exceeded break costs will be applied to the loan. Refer to Fact Sheet: Break Cost to find out more.
2.Rates shown apply to new eligible owner-occupied and investment home loans only, up to 80% LVR inclusive of fees and charge, loan amounts up to $3,500,000, and a maximum of $1,500,000 for Rapid Refi). All applicants need to be permanent residents or Australian citizens and refinancing their existing owner-occupied and investment home loan. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decides to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Zeus home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
3.Comparison rates are based on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 3rd October 2025 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances.